
Motor Vehicle Accident (MVA) Rehabilitation
Fully funded psychological recovery and specialized trauma care following a motor vehicle accident in Richmond Hill and across Ontario.
The Psychological Impact of an Accident Requires Specialized Care
A motor vehicle accident is a sudden, destabilizing event that impacts far more than just your physical body or your vehicle. At Dawn Therapy, we believe your mental health is a fundamental priority in your rehabilitation and overall recovery plan.
The trauma of a collision frequently leaves lasting emotional echoes that manifest weeks or months down the road. It is entirely normal to experience severe driving or passenger anxiety, vivid flashbacks, sleep disturbances, acute panic, or Post-Traumatic Stress Disorder (PTSD). Left unaddressed, these psychological stressors can significantly delay your physical healing and disrupt your ability to return to your normal daily routine.
Who is Eligible for MVA Psychological Support?
To access fully covered mental health counseling under this framework, you generally must meet the following criteria:
Anyone involved in a motor vehicle collision in Ontario, whether you were the driver, a passenger, a cyclist, or a pedestrian.
Individuals experiencing accident-related psychological symptoms, including driving phobias, anxiety, PTSD, depression, or chronic pain adjustment.
Individuals with an open claim through their auto insurance provider, regardless of fault for the accident.
Individuals navigating minor, non-catastrophic, or catastrophic injury benefit streams looking for specialized psychological assessment or treatment.
Does Auto Insurance Cover Therapy and Counseling?
Yes. Every mandatory auto insurance policy in Ontario includes coverage for psychotherapy and psychological assessments after a motor vehicle accident. This is part of the legally mandated Statutory Accident Benefits Schedule (SABS) and applies regardless of who was at fault for the crash.
We coordinate directly with your legal representation, medical team, or auto insurance adjuster to submit the required treatment plans (OCF-18 forms). We prioritize direct billing frameworks wherever possible, minimizing your out-of-pocket stress so you can focus entirely on your recovery.
3 Simple Steps to Begin Your Accident Recovery
Step 1: Confirm Your Claim Details
Locate your auto insurance company name, your active claim number, the date of the accident, and the contact information for your insurance adjuster.
Step 2: Connect with Dawn Therapy
Reach out to our intake team and flag that you are seeking care following a motor vehicle accident. We will match you with a suitable practitioner.
Step 3: Direct Insurance Coordination
Our team coordinates with your insurer or legal representative so you can focus entirely on your recovery.
Ready to Start?
We’re here to help. If you aren't sure where to begin or have questions about our process, our administrative team is available to guide you: